Earning, Saving, Creating, INVESTING, Managing and Transferring are acts of careful thought and require expert advice. Afterall, it is hard earned money! Investors normally approach us with any of the below requirements
- Emergency requirements – Investments that are liquid is a must-have in everyone’s portfolio. They are characterised by high liquidity and capital protection. Be it for emergencies like medical, a good opportunity, etc., these funds should be available within one to two days. FDs, Liquid & debt MFs fall under this category.
- Goal based investments – We all have financial goals – short term & long term. Children’s education, marriage, home purchase, exotic vacations are some of them. Lets enjoy these milestones in life with a little bit of planning. Equities, Bullion, Corporate FDs, MFs, Fixed Maturity term plans, Bonds & real estate are some of the investments that are available in this category.
- Regular Income – This is an important component of investing to manage your cash flows. The earlier in life this is taken care of, the faster you can retire! Post Office MIS, Senior Citizen schemes, MWPs of Mutual Funds, High Dividend yield stocks and property rentals fall in this category.
- Long term growth – This forms the high risk, high reward corpus, mostly recommended to young & mid-aged earners to build for the retirement needs. Equity and real estate are definite options in this category.
On understanding your current financial health and risk-reward profile, we will spend time and evolve a combination or a suitable mix of the above categories to meet your financial aspirations.
SPARKLING STAR – A Rebalancing Act- Active MF Management from Akruti Investments
Everyone does well in a growing stock market. But what about a falling or volatile market condition? Sparkling Star is offered with the primary objective of an active mutual fund management to generate long term capital growth with reduced risk of capital loss.