“By failing to prepare, you are preparing to fail,” said Benjamin Franklin. Yet sadly many bread-winners ignore this fact. While they happily provide for their families' current needs, they put off protecting them from future calamities. Insurance is sometimes the last priority. A crippling illness, a serious accident, an unexpected natural disaster, an untimely death… and suddenly the gentle and placid flow of life is rudely disrupted. Bad things can happen to anybody, any time.
We at Akruti Insurance Services - a division of Akruti Financial Planning Solutions - understand this. While we cannot avert these events, we can - with a little careful planning - help you or your family cope with these challenges and uncertainties and move forward.
We also place a premium on trust. After all, the raison d’être of our business is to deliver in times of your need.
Term plans are a no frills product that provides a high life cover for very low premium. A pure insurance product.
Choose a car insurance that goes beyond protecting your car and provides on the road assistance. Get added protection with Depreciation Cover, Invoice Price Cover, Medical Expenses Cover and many more add-ons.
Get a health insurance for your complete family with cashless hospitalization, unlimited room rent, day care treatment and many more value added features across 3900+ hospitals in India.
Shield your family and your lifestyle against consequences of critical illnesses. You will receive the lump sum compensation amount if you are diagnosed with any of the defined critical illnesses covered.
Cover yourself and your family against daily minor injury at home, at school, during sports, and major accidents resulting in death and disablement.
Cover yourself during your Overseas Travel without any medical check-up up to 85 years of age. All your checked-in baggage also gets covered.
Student Travel: Coverage at 1/3 of the cost of similar insurance abroad and avail medical as well as non-medical coverage.
Protect your house and valuable contents against fire, burglary and other perils. Just declare the value of your assets to get
This suite of package policies would take care of all your insurance requirements. Be it an Office, Shop or Small and Medium Enterprise (SME), we have the readymade solution for you. Now you can customize your insurance to your business needs with our range of policies.
Cover your building and contents against perils such as fire, earthquake, impact damage, mechanical and electrical breakdown, accidental breakage and burglary and/or housebreaking, etc. Cover could be extended to include terrorism risk, if desired.
Protect your goods against loss or damage while being transported by rail, road, air or by sea. The policy compensates you for losses suffered and offers complete financial protection during the transit of your goods
This specially designed package policy answers all the insurance requirements of SMEs. Coverage includes property damage, business interruption, breakdown of mechanical and electrical items, burglary, infidelity and dishonesty of employees and legal liability to third parties incurred in the course of business at the premises.
The Contractors’ All Risk Policy protects your capital investments against loss or damage to the work in progress or materials purchased for the purpose of incorporating into the project. In addition this would also protect your liability against third party claims arising from the construction activities of the works.
Erection All Risk Insurance covers all types of risks involved in the erection of machinery, plant and steel structures of any kind, as well third-party claims in respect of property damage or bodily-injury arising in connection with the execution of an erection project.
Towards employees - Provides compensation to the employees under the Fatal Accidents Act 1855 / Workmen's Compensation Act 1923, and in Common Law, for accidental death or injury arising out of and in the course of employment.
Towards third parties - Covers legal liability to be paid to third parties, including claimant's costs, fees and expenses incurred anywhere in India, in accordance with Indian Law.
This also protects against legal claims for wrongful acts of Directors or officers in the performance of their corporate duties.
Wrongful acts include omissions, errors, misstatements, misleading statements, neglect or breach of duty. Beneficiaries are the Directors, Officers or the Company (the body corporate) itself.